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ORRF ORRSTOWN FINANCIAL SERVICES INC

Trailing twelve months to 2026-06-30 · as filed 2026-08-06, not restated
Financials

Scale

Market cap
$820m
Revenue TTM
$256m
Net income TTM
$86m
Free cash flow
$86m
Composite score
58.3
Sector rank
#2144

Valuation

P / E
9.5
EV / EBITDA
EV / sales
3.2
FCF yield
10.44%
Earnings yield vs 10-yr
5.79pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
33.6%
EBITDA margin
ROE
13.9%
ROIC
Revenue growth
3.1%

Insider activity, last 90 days

Net open-market
$-0.23m
Buyers
0
Sellers
2

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

For the three and six months ended June 30, 2026, the Company had net income of $21.2 million and $43.0 million, respectively, compared to net income of $19.4 million and $37.5 million for the three and six months ended June 30, 2025, respectively. The decrease during the second quarter of 2026 was primarily due to an increase in imports and decrease in government spending, partially offset by an increase in consumer spending and investments. The increase in imports, which reduces GDP, was primarily impacted by capital goods, which includes industrial equipment and semiconductors. Nondefense spending declined due to an increase in sales of crude oil. …ORRSTOWN FINANCIAL SERVICES INC, 10-Q, period ended 2026-06-30, filed 2026-08-06

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