← Russell 3000 cross-section

OVLY Oak Valley Bancorp

Trailing twelve months to 2026-06-30 · as filed 2026-08-14, not restated
Financials

Scale

Market cap
$281m
Revenue TTM
$84m
Net income TTM
$24m
Free cash flow
$25m
Composite score
44.5
Sector rank
#2700

Valuation

P / E
12.0
EV / EBITDA
EV / sales
1.0
FCF yield
8.88%
Earnings yield vs 10-yr
3.62pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
28.0%
EBITDA margin
ROE
10.8%
ROIC
Revenue growth
7.4%

Insider activity, last 90 days

Net open-market
$0.04m
Buyers
3
Sellers
1

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Management believes the following were important factors in the Company’s performance during the three and six-month periods ended June 30, 2026: Income Summary For the three and six-month periods ended June 30, 2026, the Company recorded net income of $5,114,000 and $10,423,000, respectively, representing decreases of $474,000 and $462,000, as compared to the same periods in 2025. Net income before provisions for income taxes decreased by $738,000 and $728,000 for the three and six-month periods ended June 30, 2026, respectively, from the same periods in 2025. …Oak Valley Bancorp, 10-Q, period ended 2026-06-30, filed 2026-08-14

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