← Russell 3000 cross-section

PBFS Pioneer Bancorp, Inc./MD

Trailing twelve months to 2026-06-30 · as filed 2026-08-10, not restated
Financials

Scale

Market cap
$427m
Revenue TTM
$16m
Net income TTM
$17m
Free cash flow
Composite score
Sector rank
#2474

Valuation

P / E
25.4
EV / EBITDA
EV / sales
26.2
FCF yield
Earnings yield vs 10-yr
-0.80pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
103.4%
EBITDA margin
ROE
5.1%
ROIC
Revenue growth

Insider activity, last 90 days

Net open-market
$0.00m
Buyers
0
Sellers
0

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Our strategy of being “More Than a Bank” will continue to prioritize growth in key markets, disciplined lending, diversifying revenue streams and expanding our product and service offerings to meet evolving client needs. ​ ​ Critical Accounting Policies and Estimates The discussion and analysis of the financial condition and results of operations are based on our financial statements, which are prepared in conformity with accounting principles generally accepted in the United States of America (“GAAP”). …Pioneer Bancorp, Inc./MD, 10-Q, period ended 2026-06-30, filed 2026-08-10

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