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PDLB Ponce Financial Group, Inc.

Trailing twelve months to 2026-06-30 · as filed 2026-08-05, not restated
Financials

Scale

Market cap
$487m
Revenue TTM
$120m
Net income TTM
$34m
Free cash flow
$58m
Composite score
42.8
Sector rank
#2413

Valuation

P / E
14.4
EV / EBITDA
EV / sales
8.1
FCF yield
11.83%
Earnings yield vs 10-yr
2.20pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
28.1%
EBITDA margin
ROE
6.0%
ROIC
Revenue growth
27.6%

Insider activity, last 90 days

Net open-market
$0.00m
Buyers
0
Sellers
0

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Asset Quality Ratios The table below indicates the Key Metrics at or for the three months ended: (1) Allowance for credit losses on loans as a percentage of nonperforming loans increased for the three months ended June 30, 2026 as a result of an increase in allowance for credit losses on loans to $27.6 million and a decrease in nonperforming loans to $23.6 million. Total consolidated assets increased $270.7 million, or 8.4%, to $3.49 billion at June 30, 2026 from $3.22 billion at December 31, 2025. Cash and cash equivalents increased $13.9 million, or 11.0%, to $140.0 million at June 30, 2026, compared to $126.2 million at December 31, 2025. …Ponce Financial Group, Inc., 10-Q, period ended 2026-06-30, filed 2026-08-05

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