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PFS PROVIDENT FINANCIAL SERVICES INC

Trailing twelve months to 2026-06-30 · as filed 2026-08-07, not restated
Financials

Scale

Market cap
$3.0bn
Revenue TTM
$76m
Net income TTM
$313m
Free cash flow
$350m
Composite score
57.7
Sector rank
#1390

Valuation

P / E
9.8
EV / EBITDA
EV / sales
37.0
FCF yield
11.49%
Earnings yield vs 10-yr
5.52pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
410.3%
EBITDA margin
ROE
10.8%
ROIC
Revenue growth
6.6%

Insider activity, last 90 days

Net open-market
$-0.57m
Buyers
0
Sellers
2

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

The provision for credit losses on loans for the three and six months ended June 30, 2026 was primarily attributable to overall growth in the loan portfolio, combined with an increase in specific reserves on individually evaluated loans. The increase in the number of securities in an unrealized loss position as of June 30, 2026, was mainly due to higher current market interest rates compared to rates as of December 31, 2025. There were no sales of securities from the held to maturity debt securities portfolio for the three and six months ended June 30, 2026 and 2025. …PROVIDENT FINANCIAL SERVICES INC, 10-Q, period ended 2026-06-30, filed 2026-08-07

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