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PFSI PennyMac Financial Services, Inc.

Trailing twelve months to 2026-06-30 · as filed 2026-08-04, not restated
Financials

Scale

Market cap
$3.8bn
Revenue TTM
$36m
Net income TTM
$392m
Free cash flow
$-1.8bn
Composite score
59.1
Sector rank
#1254

Valuation

P / E
9.7
EV / EBITDA
EV / sales
264.8
FCF yield
-47.25%
Earnings yield vs 10-yr
5.56pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
1,081.2%
EBITDA margin
ROE
9.1%
ROIC
Revenue growth
114.0%

Insider activity, last 90 days

Net open-market
$-0.43m
Buyers
0
Sellers
1

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

The decrease was primarily due to increases in compensation expense of $35.3 million, origination expense of $25.0 million, servicing expense of $14.2 million and other expense of $16.0 million, partially offset by a $55.3 million increase in loan production revenue due to higher volume in the broker and consumer direct channels and a $12.1 million increase in other income. ​ For the six months ended June 30, 2026, income before income taxes decreased $44.4 million compared to the same period in 2025. …PennyMac Financial Services, Inc., 10-Q, period ended 2026-06-30, filed 2026-08-04

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