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PGY Pagaya Technologies Ltd.

Trailing twelve months to 2026-06-30 · as filed 2026-07-30, not restated
Financials

Scale

Market cap
$1.9bn
Revenue TTM
$1.3bn
Net income TTM
$127m
Free cash flow
$252m
Composite score
64.2
Sector rank
#1675

Valuation

P / E
14.6
EV / EBITDA
4.4
EV / sales
1.2
FCF yield
13.56%
Earnings yield vs 10-yr
2.10pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
9.6%
EBITDA margin
27.8%
ROE
21.3%
ROIC
100.2%
Revenue growth
17.8%

Insider activity, last 90 days

Net open-market
$-1.51m
Buyers
1
Sellers
4

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

The Company generally recognizes revenue on a gross basis because the Company is primarily responsible for integrating the various services fulfilled by Partners and is ultimately responsible to the Financing Vehicles for the fulfillment of the related services. Significant customers are those which represent 10% or more of the Company’s total fee revenue for each respective period presented. Two ABS securitization trusts (which are related parties), represented greater than 10% of total fee revenue and totaled approximately 29 % for three months ended June 30, 2026. No customer represented more than 10% of the Company’s total fee revenue for the six months ended June 30, 2026. …Pagaya Technologies Ltd., 10-Q, period ended 2026-06-30, filed 2026-07-30

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