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PRG PROG Holdings, Inc.

Trailing twelve months to 2026-06-30 · as filed 2026-07-30, not restated
Industrials

Scale

Market cap
$1.6bn
Revenue TTM
$1.4bn
Net income TTM
$147m
Free cash flow
$319m
Composite score
59.3
Sector rank
#1762

Valuation

P / E
10.9
EV / EBITDA
9.3
EV / sales
1.7
FCF yield
19.90%
Earnings yield vs 10-yr
4.43pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
10.6%
EBITDA margin
18.6%
ROE
18.2%
ROIC
13.7%
Revenue growth
-45.0%

Insider activity, last 90 days

Net open-market
$-0.18m
Buyers
0
Sellers
2

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Gross margin as a percentage of revenue increased from the prior-year periods, driven primarily by a lower rate of early purchase option activity. In addition, elevated delinquencies in the second quarter of 2026 contributed to a provision for lease merchandise write-offs as a percentage of Progressive Leasing revenue of 8.4% compared to 7.5% in the prior year period. Despite these trends, customer payment activity remained within expected ranges, and gross margin as a percentage of revenues increased during the three and six months ended June 30, 2026 when compared to the prior year. …PROG Holdings, Inc., 10-Q, period ended 2026-06-30, filed 2026-07-30

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