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RBCAA REPUBLIC BANCORP INC /KY/

Trailing twelve months to 2026-06-30 · as filed 2026-08-07, not restated
Financials

Scale

Market cap
$1.9bn
Revenue TTM
$410m
Net income TTM
$128m
Free cash flow
$132m
Composite score
35.1
Sector rank
#1678

Valuation

P / E
14.5
EV / EBITDA
EV / sales
3.7
FCF yield
7.14%
Earnings yield vs 10-yr
2.17pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
31.3%
EBITDA margin
ROE
11.1%
ROIC
Revenue growth
0.5%

Insider activity, last 90 days

Net open-market
$-0.28m
Buyers
0
Sellers
2

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

During a period of declining interest rates, the fair value of the MSR’s is expected to decline due to increased anticipated prepayment speeds within the portfolio. Interest rates offered are based on both fixed and variable interest-rate formulas. ​ The Business Banking group , reporting under Retail Banking in most markets, focuses on locally based small businesses in the Bank’s market footprint with primarily annual revenues up to $10 million and borrowings between $350,000 and $1 million. …REPUBLIC BANCORP INC /KY/, 10-Q, period ended 2026-06-30, filed 2026-08-07

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