Bilaal.Raja
Company record

RBCAA  REPUBLIC BANCORP INC /KY/

Trailing twelve months to 2026-06-30, as filed 2026-08-07 and not restated since.
Financials

Scale

Market cap
$1.8bn
Revenue TTM
$410m
Net income TTM
$128m
Free cash flow
$132m
Composite score
34.0
Sector rank
#1635

Valuation

P / E
14.4
EV / EBITDA
—
EV / sales
3.6
FCF yield
7.19%
Yield vs 10-yr
1.68pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 5.28% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
31.3%
EBITDA margin
—
ROE
11.1%
ROIC
—
Revenue growth
0.5%

Insider activity, last 90 days

Net open-market
$0.00m
Buyers
0
Sellers
0

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

During a period of declining interest rates, the fair value of the MSR’s is expected to decline due to increased anticipated prepayment speeds within the portfolio. Interest rates offered are based on both fixed and variable interest-rate formulas. ​ The Business Banking group , reporting under Retail Banking in most markets, focuses on locally based small businesses in the Bank’s market footprint with primarily annual revenues up to $10 million and borrowings between $350,000 and $1 million. …REPUBLIC BANCORP INC /KY/, 10-Q, period ended 2026-06-30, filed 2026-08-07

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