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RBKB Rhinebeck Bancorp, Inc.

Trailing twelve months to 2026-06-30 · as filed 2026-08-13, not restated
Financials

Scale

Market cap
$196m
Revenue TTM
$3m
Net income TTM
$10m
Free cash flow
$13m
Composite score
19.8
Sector rank
#2882

Valuation

P / E
19.9
EV / EBITDA
EV / sales
65.6
FCF yield
6.48%
Earnings yield vs 10-yr
0.32pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
329.8%
EBITDA margin
ROE
7.1%
ROIC
Revenue growth
-1.1%

Insider activity, last 90 days

Net open-market
$0.72m
Buyers
4
Sellers
0

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Total assets increased by $168.3 million, or 12.9%, to $1.47 billion as of June 30, 2026, due primarily to an increase in cash and cash equivalents of $202.6 million, or 198.6%, and an increase in available for sale securities of $9.2 million, or 5.7%. This increase was partially offset by a decrease in loans receivable of $34.9 million, or 3.7%, to $918.5 million, and a decrease in other assets of $7.2 million, or 28.1%. …Rhinebeck Bancorp, Inc., 10-Q, period ended 2026-06-30, filed 2026-08-13

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