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RM Regional Management Corp.

Trailing twelve months to 2026-06-30 · as filed 2026-07-31, not restated
Financials

Scale

Market cap
$302m
Revenue TTM
$670m
Net income TTM
$47m
Free cash flow
$324m
Composite score
73.7
Sector rank
#2651

Valuation

P / E
6.5
EV / EBITDA
EV / sales
2.9
FCF yield
106.99%
Earnings yield vs 10-yr
10.75pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
7.0%
EBITDA margin
ROE
12.4%
ROIC
Revenue growth
9.6%

Insider activity, last 90 days

Net open-market
$0.10m
Buyers
1
Sellers
2

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

The revenue that we generate from interest and fees is largely driven by the balance of loans that we originate. The increase was due to growth in our auto-secured loan portfolio, the growth of receivables in branches opened during 2025 and 2026, and the transition of small loan customers to large loans. • Small Loans (≤$2,500) – Small loans outstanding decreased by $58.4 million, or 10.7%, to $488.6 million at June 30, 2026, from $547.0 million at June 30, 2025. …Regional Management Corp., 10-Q, period ended 2026-06-30, filed 2026-07-31

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