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SBFG SB FINANCIAL GROUP, INC.

Trailing twelve months to 2026-06-30 · as filed 2026-08-06, not restated
Financials

Scale

Market cap
$172m
Revenue TTM
$68m
Net income TTM
$17m
Free cash flow
$23m
Composite score
61.9
Sector rank
#2930

Valuation

P / E
10.3
EV / EBITDA
EV / sales
2.6
FCF yield
13.38%
Earnings yield vs 10-yr
5.02pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
24.5%
EBITDA margin
ROE
11.4%
ROIC
Revenue growth
9.7%

Insider activity, last 90 days

Net open-market
$-0.01m
Buyers
0
Sellers
1

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Three Months Ended June 30, 2026, compared to Three Months Ended June 30, 2025 Net Income: Net income for the second quarter of 2026 was $4.5 million compared to net income of $3.9 million for the second quarter of 2025, an increase of $0.6 million, or 16.7 percent. Diluted earnings per share (“DEPS”) of $0.72 for the second quarter of 2026 were higher compared to the DEPS of $0.60 for the second quarter of 2025. Net income for the second quarter of 2026 was positively impacted by higher interest income on loans, partially offset by higher interest expense on deposits and wholesale borrowings. …SB FINANCIAL GROUP, INC., 10-Q, period ended 2026-06-30, filed 2026-08-06

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