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SFST SOUTHERN FIRST BANCSHARES INC

Trailing twelve months to 2026-06-30 · as filed 2026-08-03, not restated
Financials

Scale

Market cap
$587m
Revenue TTM
$6m
Net income TTM
$40m
Free cash flow
$39m
Composite score
39.2
Sector rank
#2327

Valuation

P / E
14.8
EV / EBITDA
EV / sales
96.2
FCF yield
6.69%
Earnings yield vs 10-yr
2.01pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
648.7%
EBITDA margin
ROE
8.8%
ROIC
Revenue growth
11.7%

Insider activity, last 90 days

Net open-market
$-1.59m
Buyers
0
Sellers
4

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Our net income to common shareholders was $11.2 million and $6.6 million for the three months ended June 30, 2026, and 2025, respectively. Our net income to common shareholders was $21.1 million and $11.8 million for the six months ended June 30, 2026 and 2025, respectively. The increase in net income for the three and six months ended June 30, 2026 was primarily driven by an increase in net interest income. Our net interest income was $32.4 million for the second quarter of 2026, a 28.0% increase over net interest income of $25.3 million for the second quarter of 2025, driven primarily by a $5.8 million increase in interest income on our interest-earning assets combined with a $1.3 million …SOUTHERN FIRST BANCSHARES INC, 10-Q, period ended 2026-06-30, filed 2026-08-03

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