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SLM SLM Corp

Trailing twelve months to 2026-06-30 · as filed 2026-07-23, not restated
Financials

Scale

Market cap
$5.0bn
Revenue TTM
$2.0bn
Net income TTM
$736m
Free cash flow
Composite score
85.7
Sector rank
#1073

Valuation

P / E
6.9
EV / EBITDA
EV / sales
3.2
FCF yield
Earnings yield vs 10-yr
9.86pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
37.5%
EBITDA margin
ROE
29.7%
ROIC
Revenue growth
11.5%

Insider activity, last 90 days

Net open-market
$0.00m
Buyers
0
Sellers
0

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

The primary drivers of changes in net income for the current quarter compared with net income in the year-ago quarter are as follows: • Net interest income decreased by $44 million in the current quarter compared with the year-ago quarter primarily due to a $1.4 billion decrease in our average Private Education Loans outstanding and an $866 million increase in the average balance of lower yielding cash and short-term investments compared to the year-ago period. The decline in average loans outstanding was due to the $2.04 billion seasoned loan sale in March 2026. …SLM Corp, 10-Q, period ended 2026-06-30, filed 2026-07-23

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