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SMBC SOUTHERN MISSOURI BANCORP, INC.

Trailing twelve months to 2026-03-31 · as filed 2026-05-08, not restated
Financials

Scale

Market cap
$812m
Revenue TTM
$196m
Net income TTM
$67m
Free cash flow
$90m
Composite score
46.6
Sector rank
#2148

Valuation

P / E
12.1
EV / EBITDA
EV / sales
3.7
FCF yield
11.07%
Earnings yield vs 10-yr
3.55pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
34.3%
EBITDA margin
ROE
11.7%
ROIC
Revenue growth
10.5%

Insider activity, last 90 days

Net open-market
$-0.34m
Buyers
0
Sellers
2

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

The increase was primarily attributable to an increase in net loans receivable, partially offset by decreases in cash and cash equivalents, and AFS securities. Liabilities increased $93.0 million, or 2.1%, primarily attributable to increases in deposits of $59.5 million, accounts payable and other liabilities of $30.0 million (including a $23.7 million increase in future capital contributions for investment tax credits), securities sold under agreements to repurchase of $5.0 million, and FHLB overnight advances of $3.0 million, partially offset by decreases in accrued interest payable of $2.5 million -47- and FHLB term advances of $2.0 million. …SOUTHERN MISSOURI BANCORP, INC., 10-Q, period ended 2026-03-31, filed 2026-05-08

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