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SOFI SoFi Technologies, Inc.

Trailing twelve months to 2026-06-30 · as filed 2026-08-06, not restated
Financials

Scale

Market cap
$25.0bn
Revenue TTM
$610m
Net income TTM
$636m
Free cash flow
$-8.8bn
Composite score
19.1
Sector rank
#386

Valuation

P / E
39.2
EV / EBITDA
EV / sales
35.8
FCF yield
-35.21%
Earnings yield vs 10-yr
-2.18pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
104.3%
EBITDA margin
ROE
5.7%
ROIC
Revenue growth
9.2%

Insider activity, last 90 days

Net open-market
$-2.17m
Buyers
1
Sellers
3

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Revenue is driven primarily by variability in product utilization by members, as well as volume of transactions related to arrangements that we enter into with enterprise partners as outlined below. • Net interest income : Net interest income is a key component of the profitability of our Financial Services segment as it relates primarily to our SoFi Money and credit card products. • Brokerage fees : We earn brokerage fees primarily from our share lending and payment for order flow arrangements related to our SoFi Invest product, in which we benefit through a negotiated multi-year revenue sharing arrangement, since our members' brokerage activity drives the share lending and payment for orde …SoFi Technologies, Inc., 10-Q, period ended 2026-06-30, filed 2026-08-06

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