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SPFI SOUTH PLAINS FINANCIAL, INC.

Trailing twelve months to 2026-06-30 · as filed 2026-08-06, not restated
Financials

Scale

Market cap
$819m
Revenue TTM
$227m
Net income TTM
$65m
Free cash flow
$76m
Composite score
46.9
Sector rank
#2145

Valuation

P / E
12.6
EV / EBITDA
EV / sales
0.1
FCF yield
9.22%
Earnings yield vs 10-yr
3.22pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
28.7%
EBITDA margin
ROE
10.3%
ROIC
Revenue growth
11.3%

Insider activity, last 90 days

Net open-market
$-11.62m
Buyers
0
Sellers
2

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

As a result of the merger, the Company increased its presence in the Houston, Texas market. Results of Operations We had net income of $19.0 million, or $0.96 per diluted common share, for the three months ended June 30, 2026, compared to net income of $14.6 million, or $0.86 per diluted common share for the three months ended June 30, 2025. We had net income of $33.5 million, or $1.82 per diluted common share for the six months ended June 30, 2026, compared to net income of $26.9 million, or $1.58 per diluted common share for the six months ended June 30, 2025. Change applicable to both volume and rate have been allocated to volume. …SOUTH PLAINS FINANCIAL, INC., 10-Q, period ended 2026-06-30, filed 2026-08-06

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