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TFSL TFS Financial CORP

Trailing twelve months to 2026-06-30 · as filed 2026-08-06, not restated
Financials

Scale

Market cap
$5.0bn
Revenue TTM
$344m
Net income TTM
$102m
Free cash flow
$86m
Composite score
18.0
Sector rank
#1080

Valuation

P / E
49.0
EV / EBITDA
EV / sales
12.9
FCF yield
1.73%
Earnings yield vs 10-yr
-2.69pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
29.7%
EBITDA margin
ROE
5.2%
ROIC
Revenue growth
10.5%

Insider activity, last 90 days

Net open-market
$-0.15m
Buyers
1
Sellers
2

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Currently, in addition to Ohio and Florida, we are actively lending in 26 other states and the District of Columbia, and as a result of that activity, the concentration ratios of the combined total of our residential Core and construction loans held for investment in Ohio and Florida have trended downward from their September 30, 2010, levels when the concentrations were 79.1% in Ohio and 19.0% in Florida. This reduction was also partially offset by higher growth-related allowance requirements in other loan portfolios. …TFS Financial CORP, 10-Q, period ended 2026-06-30, filed 2026-08-06

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