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THFF FIRST FINANCIAL CORP /IN/

Trailing twelve months to 2026-06-30 · as filed 2026-08-06, not restated
Financials

Scale

Market cap
$939m
Revenue TTM
$276m
Net income TTM
$85m
Free cash flow
$93m
Composite score
58.7
Sector rank
#2049

Valuation

P / E
11.1
EV / EBITDA
EV / sales
4.5
FCF yield
9.91%
Earnings yield vs 10-yr
4.30pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
30.7%
EBITDA margin
ROE
12.5%
ROIC
Revenue growth
12.4%

Insider activity, last 90 days

Net open-market
$0.01m
Buyers
1
Sellers
0

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Net income for the three months ended June 30, 2026 was $22.7 million, compared to $18.6 million for the same period in 2025. Basic earnings per share increased to $1.91 for the second quarter of 2026 compared to $1.57 for the same period in 2025. Net income for the six months ended June 30, 2026 was $42.5 million, compared to $37.0 million for the same period in 2025. Basic earnings per share increased to $3.58 for the six months of 2026 compared to $3.12 for the same period in 2025. The net interest margin for the three months ended June 30, 2026 is 4.33% compared to 4.15% for the same period in 2025, a 4.32% increase. …FIRST FINANCIAL CORP /IN/, 10-Q, period ended 2026-06-30, filed 2026-08-06

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