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TRST TRUSTCO BANK CORP N Y

Trailing twelve months to 2026-06-30 · as filed 2026-08-10, not restated
Financials

Scale

Market cap
$968m
Revenue TTM
$197m
Net income TTM
$65m
Free cash flow
$60m
Composite score
51.0
Sector rank
#2034

Valuation

P / E
14.9
EV / EBITDA
EV / sales
1.9
FCF yield
6.17%
Earnings yield vs 10-yr
2.00pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
33.0%
EBITDA margin
ROE
9.9%
ROIC
Revenue growth
10.2%

Insider activity, last 90 days

Net open-market
$0.02m
Buyers
2
Sellers
0

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Financial Overview TrustCo recorded net income of $17.0 million, or $0.98 of diluted earnings per share, for the three-months ended June 30, 2026, compared to net income of $15.0 million, or $0.79 of diluted earnings per share, in the same period in 2025. The primary factors accounting for the change in net income for the three-months ended June 30, 2026 compared to the same period of the prior year were: TrustCo recorded net income of $33.3 million, or $1.89 of diluted earnings per share, for the six-months ended June 30, 2026, compared to net income of $29.3 million, or $1.54 of diluted earnings per share, in the same period in 2025. …TRUSTCO BANK CORP N Y, 10-Q, period ended 2026-06-30, filed 2026-08-10

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