← Russell 3000 cross-section

TRUP TRUPANION, INC.

Trailing twelve months to 2026-06-30 · as filed 2026-08-05, not restated
Financials

Scale

Market cap
$1.3bn
Revenue TTM
$1.5bn
Net income TTM
$23m
Free cash flow
$82m
Composite score
20.6
Sector rank
#1882

Valuation

P / E
56.3
EV / EBITDA
25.4
EV / sales
0.7
FCF yield
6.29%
Earnings yield vs 10-yr
-2.95pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
1.5%
EBITDA margin
2.6%
ROE
5.7%
ROIC
22.3%
Revenue growth
11.8%

Insider activity, last 90 days

Net open-market
$-0.47m
Buyers
0
Sellers
4

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

We generate revenue in our subscription business segment primarily through insurance premiums, which we refer to as subscription payments from direct-to-consumer products. Our other business segment generates revenue from other product offerings, primarily by underwriting policies on behalf of third parties with whom we generally have a business-to-business relationship. Net acquisition cost, a non-GAAP financial measure, is calculated in a reporting period as new pet acquisition expense, excluding stock-based compensation expense, other business segment expense, offset by sign-up fee revenue. …TRUPANION, INC., 10-Q, period ended 2026-06-30, filed 2026-08-05

Read the full passage →