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TSBK TIMBERLAND BANCORP INC

Trailing twelve months to 2026-06-30 · as filed 2026-08-07, not restated
Financials

Scale

Market cap
$357m
Revenue TTM
$87m
Net income TTM
$32m
Free cash flow
$29m
Composite score
59.1
Sector rank
#2570

Valuation

P / E
11.3
EV / EBITDA
EV / sales
1.3
FCF yield
8.14%
Earnings yield vs 10-yr
4.09pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
36.2%
EBITDA margin
ROE
11.5%
ROIC
Revenue growth
9.4%

Insider activity, last 90 days

Net open-market
$-0.42m
Buyers
0
Sellers
5

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Despite the decline in market rates, net interest income improved for both the three and nine months ended June 30, 2026 compared to the prior year periods, primarily due to higher loan yields, growth in average loan balances, and lower funding costs. As a result, NIM increased modestly for the three months ended June 30, 2026 and improved more significantly for the nine months then ended, reflecting improved funding costs and continued growth in the average balance of the loan portfolio. …TIMBERLAND BANCORP INC, 10-Q, period ended 2026-06-30, filed 2026-08-07

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