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UBSI UNITED BANKSHARES INC/WV

Trailing twelve months to 2026-06-30 · as filed 2026-08-07, not restated
Financials

Scale

Market cap
$6.4bn
Revenue TTM
$1.3bn
Net income TTM
$515m
Free cash flow
$534m
Composite score
55.2
Sector rank
#932

Valuation

P / E
12.5
EV / EBITDA
EV / sales
5.1
FCF yield
8.30%
Earnings yield vs 10-yr
3.28pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
40.2%
EBITDA margin
ROE
9.3%
ROIC
Revenue growth
14.5%

Insider activity, last 90 days

Net open-market
$0.00m
Buyers
0
Sellers
0

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

As a result of the Piedmont acquisition, the second quarter and first six months of 2025 included $1.32 million and $31.36 million, respectively, of pre-tax net income-related noninterest expenses and merger-related provision for credit losses. Partially offsetting these increases in assets, cash and cash equivalents decreased $460.95 million or 18.13% and interest receivable decreased $9.57 million or 8.76%. Partially offsetting these increases in liabilities was a $31.58 million or 15.90% decrease in securities sold under agreements to repurchase and an $8.54 million or 3.52% decrease in accrued expenses and other liabilities. …UNITED BANKSHARES INC/WV, 10-Q, period ended 2026-06-30, filed 2026-08-07

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