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USCB USCB FINANCIAL HOLDINGS, INC.

Trailing twelve months to 2026-06-30 · as filed 2026-08-07, not restated
Financials

Scale

Market cap
$410m
Revenue TTM
$97m
Net income TTM
$29m
Free cash flow
$49m
Composite score
55.4
Sector rank
#2498

Valuation

P / E
14.3
EV / EBITDA
EV / sales
3.0
FCF yield
11.98%
Earnings yield vs 10-yr
2.27pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
29.6%
EBITDA margin
ROE
12.3%
ROIC
Revenue growth
5.8%

Insider activity, last 90 days

Net open-market
$-0.02m
Buyers
0
Sellers
1

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Overview The Company reported net income of $9.1 million or $0.49 per diluted share of common stock for the three months ended June 30, 2026 compared to $8.1 million or $0.40 per diluted share of common stock for the three months ended June 30, 2025. Three months ended June 30, 2026 compared to the three months ended June 30, 2025 Net income increased $938 thousand to $9.1 million for the three months ended June 30, 2026 from $8.1 million for the same period in 2025. The $938 thousand or 11.5% increase in net income was primarily driven by growth in the average loan portfolio and expansion of net interest margin resulting from lower funding costs. …USCB FINANCIAL HOLDINGS, INC., 10-Q, period ended 2026-06-30, filed 2026-08-07

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