← Russell 3000 cross-section

UVE UNIVERSAL INSURANCE HOLDINGS, INC.

Trailing twelve months to 2026-06-30 · as filed 2026-07-30, not restated
Financials

Scale

Market cap
$1.2bn
Revenue TTM
$1.6bn
Net income TTM
$220m
Free cash flow
$340m
Composite score
72.9
Sector rank
#1925

Valuation

P / E
5.5
EV / EBITDA
EV / sales
0.5
FCF yield
28.19%
Earnings yield vs 10-yr
13.52pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
13.5%
EBITDA margin
ROE
34.5%
ROIC
Revenue growth
4.0%

Insider activity, last 90 days

Net open-market
$-1.65m
Buyers
0
Sellers
1

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Return on Average Common Equity (“ROCE”) ― calculated as actual net income (loss) attributable to common stockholders divided by average common stockholders' equity. The increase included 31,722 policies, or 5.7%, in Florida and 30,306 policies, or 9.7%, in other states. • Net investment income increased $2.96 million, or 17.1%, to $20.2 million in the second quarter of 2026, compared with $17.3 million in the second quarter of 2025, driven by higher book yields and increased invested assets. …UNIVERSAL INSURANCE HOLDINGS, INC., 10-Q, period ended 2026-06-30, filed 2026-07-30

Read the full passage →