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WABC WESTAMERICA BANCORPORATION

Trailing twelve months to 2026-06-30 · as filed 2026-08-05, not restated
Financials

Scale

Market cap
$1.3bn
Revenue TTM
$252m
Net income TTM
$111m
Free cash flow
$109m
Composite score
58.3
Sector rank
#1868

Valuation

P / E
12.1
EV / EBITDA
EV / sales
5.8
FCF yield
8.13%
Earnings yield vs 10-yr
3.56pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
44.0%
EBITDA margin
ROE
13.0%
ROIC
Revenue growth
-8.3%

Insider activity, last 90 days

Net open-market
$0.00m
Buyers
0
Sellers
0

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Results of Operations -30- Financial Overview Westamerica Bancorporation and subsidiaries (collectively, the “Company”) reported net income of $27.4 million or $1.17 diluted earnings per common share (“EPS”) in the three months ended, June 30, 2026 compared with net income of $29.1 million or $1.12 EPS in the three months ended June 30, 2025. Net interest and loan fee income (FTE) decreased $1.9 million in the three months ended June 30, 2026 compared with the three months ended June 30, 2025 primarily due to lower average balances of loans and interest-bearing cash and lower yield on interest-bearing cash, partially offset by higher average balances of investment securities. …WESTAMERICA BANCORPORATION, 10-Q, period ended 2026-06-30, filed 2026-08-05

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