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WRLD WORLD ACCEPTANCE CORP

Trailing twelve months to 2026-06-30 · as filed 2026-08-06, not restated
Financials

Scale

Market cap
$900m
Revenue TTM
$591m
Net income TTM
$38m
Free cash flow
$262m
Composite score
43.3
Sector rank
#2072

Valuation

P / E
23.4
EV / EBITDA
EV / sales
2.5
FCF yield
29.05%
Earnings yield vs 10-yr
-0.45pp

Earnings yield vs 10-yr compares what the business earns per pound invested against the 4.73% a 10-year US Treasury note pays for no equity risk. Negative means you are paying up front for growth not yet delivered.

Quality and growth

Net margin
6.5%
EBITDA margin
ROE
10.6%
ROIC
Revenue growth
4.1%

Insider activity, last 90 days

Net open-market
$-27.12m
Buyers
0
Sellers
8

Open-market purchases and sales only. Grants, option exercises, gifts and shares withheld for tax are excluded: they are how people are paid, not what they think.

What management said

Comparison of three months ended June 30, 2026 versus three months ended June 30, 2025 Gross loans outstanding increased to $1.29 billion as of June 30, 2026, a 2.3% increase from the $1.26 billion of gross loans outstanding as of June 30, 2025. The $6.1 million net income for the three months ended June 30, 2026 is a 285.4% increase from net income of $1.6 million for the same period of the prior year. Operating income, which is revenue less provision for credit losses and general and administrative expenses, increased by $7.4 million, or 62.4%, compared to the same period of the prior year. …WORLD ACCEPTANCE CORP, 10-Q, period ended 2026-06-30, filed 2026-08-06

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